To: Mr. Stephen James
From: Harriet Tubman

Well, sorry for the "delay". I was in a car accident when I was on my way to pick up my new cat. I spent most of the remainder of the day at the hospital; not that you would care or anything.

My Doctor, Dr. Howser, says I need to take it easy for a couple days, as I have a serious case of whiplash.

Additional Thoughts:

Another story point. Dr. Howser has now come into play. Looking back, I wish I would have written a note from Dr. Howser, to Stephen, excusing Harriet from all financial transactions for 3 days due to whiplash.